FutureCard** is fully compliant with the Payment Card Industry Data Security Standard (PCI DSS) and all deposits are FDIC Insured up to $250,000. Plus, we follow Visa’s Zero Liability Policy to ensure you are never responsible for any unauthorized charges. Additional security features include the Visa chip, biometrics, multi-factor authentication, and sensitive detail encryption. Plus, we leverage the latest tools to detect potentially fraudulent activity on your account. You can also freeze or reissue your card from your app at any time.
If you experience unauthorized transactions, notify your financial institution immediately. Replacement funds are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on gross negligence or fraud, a delay in reporting unauthorized use, an investigation and verification of a claim, and account standing and history.
The transaction-at-issue must be posted to your account before replacement funds may be issued. For specific restrictions, limitations and other details, please consult your issuer.