I got an error message saying I'm not eligible to use instant funding. Why? If you this error, you unfortunately are not approved to use instant funding at this time. Related articles I got an error message saying I’m eligible for just 1 transfer per day. Why? I got an error message that says “Oops! That didn’t work”. Why? How do I fund my FutureCard**? What are the instant transfer limits? Can I use credit cards for instant funding? What about business debit cards?